Geneva · Independent advisory

ENFR

Geneva · Independent advisory

Independent

Swiss

advisory.

Transactions, structuring and execution.

T4RL works alongside executives, shareholders and investors on decisions that have to be carried out — not only analysed.

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Banking M&A

Fund & vehicle structuring

Listed group restructuring

Cross-border execution

01 — Who we are

A firm built for decisions that get carried out.

T4RL is an independent advisory firm based in Geneva. We work with executives, shareholders, investors and boards on transactions, investment structures and complex situations — from framing the decision through to execution.

We work senior. The people you meet are the people who run the mandate, supported by a network of specialists assembled for the problem at hand.

One contract. One point of accountability. Senior people on the file from start to finish.

02 — Why they call us

Three situations we are built for.

Each one arrives as a decision already taken in principle, and not yet carried out.

01

Transactions & capital

Buying or selling a business, raising capital, assessing an acquisition or structuring the right vehicle — with strategy, financial case and execution working together.

02

AI that earns its place

Not a technology experiment, but a practical extension of a strategy grounded in how your company operates, competes and creates value.

03

Complex projects

Across teams, technologies, jurisdictions or stakeholders — people who find the solution, bring everyone together and make it happen.

Tell us about your situation

03 — What we do

Three blocks. One contract.

01 — Corporate finance

Buy, sell, raise.

  • Sell-side and buy-side advisory
  • Capital raising and investor introductions
  • Target sourcing and screening
  • Negotiation and transaction coordination

02 — Investment & funds

Build the vehicle.

  • Swiss and Luxembourg fund structuring
  • Governance and service-provider onboarding
  • Alternative financing models
  • Restructuring, wind-down, liquidation

03 — Transformation

Make it happen.

  • Operational and financial restructuring
  • Technology modernisation and legacy transition
  • AI-enabled workflows, with human oversight
  • Interim leadership on critical initiatives

04 — How we work

Senior by design.
Accountable by contract.

SPECIALISTS, ASSEMBLED PER MANDATE
T4RL
ONE CONTRACT · ONE ACCOUNTABILITY
Senior-led
The people you meet are the people who run the mandate. No handover, no junior layer between the decision and the work.
One contract
We assemble and manage the specialists a mandate requires — legal, tax, banking, technical. You sign once, you deal with us, and we answer for the result.
Selected, not staffed
Specialists come in because the problem calls for them, not because a bench needs filling.
Through to execution
We stay on the file until the outcome is delivered, not until the report is presented.
THE MANDATE, END TO END
FOUR STEPS · ONE CONTRACT
Frame
Name the real decision, its perimeter and its constraints.
Structure
Build the case, the vehicle and the terms that hold.
Mobilise
Assemble the specialists the file requires, under one contract.
Execute
Stay on the file until the outcome is delivered.

05 — Selected experience

Mandates led by the partners.

Each line: role, perimeter, result. Detailed references available on request, subject to client confidentiality.

Sale of a private banking institution

Sell-side advisory and coordination on the disposal of a Swiss private banking institution to a leading Geneva-based private bank.

Listed technology group — restructuring

Euronext-listed IT services and BPO group. Executive mandates held by our partners. Portfolio rationalisation and asset disposals, balance-sheet restructuring and refocusing of operations.

Private equity fund structuring (2024)

Design and implementation of a private equity fund structure, including vehicle selection, governance framework and coordination of legal, audit, depositary and administration providers.

Luxembourg investment vehicle

Structuring of a Luxembourg vehicle for sport and talent development, from investment thesis and economics through to regulatory setup and service-provider onboarding.

Bank acquisition feasibility

Strategic advisory and project coordination on the feasibility assessment of a banking acquisition: target analysis, regulatory constraints, financing structure and integration considerations.

Alternative financing models

Design of financing and marketplace models opening institutional and private capital to asset classes previously closed to them.

06 — Partners

The people who will run your mandate.

José-Louis Pagés

Partner

Engineer-physicist trained at EPFL, PhD in nuclear physics from the University of Lausanne, former CERN Fellow. Executive roles at IBM, HP, Deutsche Bank and Union Bancaire Privée. Chief Executive Officer of a Euronext-listed technology group. Founder of Artos FS.

Gérald Lukuba

Partner

Began his career within the Edmond de Rothschild group. Corporate finance, investment structuring and complex project management. Executive mandate within a Euronext-listed technology group. Chief Operating Officer of a Luxembourg alternative investment fund.

The network

T4RL works with a selected group of specialists — legal counsel, tax advisers, auditors, engineers and technology teams in Switzerland, Luxembourg and across Europe — assembled mandate by mandate, under our contract and our coordination.

07 — Solutions

RAIL for Banking

Agentic transformation for financial institutions.

A structured route from ambition to a governed, working solution — running beside the existing core, proving its results before anything is replaced.

See the approach

08 — Contact

Let’s talk about your situation.

Whether you are preparing a transaction, structuring a vehicle or facing a decision that has to be executed, the first conversation costs nothing.